If you were forced by a general contractor for an employer to buy a workers' compensation insurance policy and if you never had any employees during the time, the policy was enforced, you may very well be entitled to a refund of all the premiums you've paid for any such policies.
The tragic story of Nataline Sarkisyan has been widely publicized. The facts are sad indeed. Young Miss Sarkisyan was diagnosed with leukemia at age 14. The cancer went into remission for two years when the leukemia relapsed. Just before Thanksgiving, Nataline's brother donated bone marrow for a transplant that was at first successful in putting her cancer back into remission....
A New Hanover County jury returned a verdict of $85,000.00 in compensatory damages and $350,000.00 in punitive damages against a Wellington Fertility Clinic.The plaintiff was inseminated with two-day-old unwashed sperm from an unknown donor. A nurse practitioner used an unlabeled syringe from the clinic's incubator without checking her logbook or verifying the donor and used it for the...
The Treasury Department has made plans to introduce a prepaid debit card for recipients of Social Security, including those receiving disability, in an effort to provide benefits payments that are safer and cheaper.The Direct Express debit card is to be introduced in a handful of states in the coming spring and rolled out by the end of the coming summer. Comerica Inc.'s Comerica Bank has been...
A motor vehicle collision is a traumatic experience. The victim of someone else's negligence is under tremendous stress and pressure immediately after a collision. There are many things to consider and worry about just after a collision. Physical injuries sustained in the collision are, of course, uppermost on the victim's mind. During the stressful processes which occur after the collision, it...
When a claim for damages to a car is made, the insurance adjuster often uses the term "totaled." That term means, in the opinion of the insurance adjuster, it would cost more to fix the car than the car was worth immediately before the wreck.Who decides whether a car is totaled in a collision and what is the significance of that determination?Insurance companies like to declare that a car is...
Most United States taxpayers are the beneficiary of a disability insurance policy. This “policy” provides for monthly payments in the event that a wage earner becomes unable to...
misconduct at work DO NOT GIVE THEM AN EXCUSE TO FIRE YOU Termination RETURN TO work WORK You should use extreme caution when you return to work after any workers’ compensation injury. Be sure not to give...
Wary about potential premises liability issues and personal injuries, many stores and malls are taking precautions when it comes to trendy wheeled sneakers. One such place is Dubuque, Iowa, where stores are implementing policy changes and new signage.According to Zach Shank, manager of a Hy-Vee in the city, the shoes have been banned in his store. He said the decision was prompted by complaints...
Bad faith insurance companies victimize their policy holders by using lowball settlement offers and forcing them to either buckle under or fight. Unfortunately, most policy holders do not have the means or the will to fight.For Allstate Insurance Company and other companies who are guilty of bad faith insurance practices, gone are the days when insurance companies felt an obligation to protect...
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